Obligations of Creditors and Credit Reporting Agencies Under The FCRA

In 1970, Congress adopted the Fair Credit Reporting Act (FCRA) to protect consumers and regulate how credit information is used and disseminated. The FCRA was passed to address the growth of the credit reporting industry – which compiled “consumer credit reports” and “investigative consumer reports” on individuals. The FCRA was the first federal law to […]
The Link Between Mental Health And Financial Stability

STUDIES SHOW HIGH DEBT CAN INCREASE THE CHANCES OF MENTAL AND PHYSICAL HEALTH PROBLEMS It is no surprise that having debt can cause stress. However, those studying the effects of debt related financial pressure were surprised to see the dramatic impact on mental and physical health, including significant increased chances of suicide. The complications of […]