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The FCRA provides many rights including:

• You must be told if information in your file has been used against you.
• You have the right to know what is in your file
• You have the right to ask for a credit score.
• You have the right to dispute incomplete or inaccurate information.
• Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days.
• Consumer reporting agencies may not report outdated negative information.

You can see the complete list of rights here:

If someone violates your rights under the FCRA, you can possibly recover actual damages, punitive damages, attorneys’ fees, and costs. The type of remedy will depend on whether the violation was intentional or negligent and how you were harmed by the violation.

We make it our business to hold credit reporting agencies accountable for the ways in which they collect, share, and provide a fair representation of your credit data, as well as other personal information. If you feel you may have been a victim to one or several of the credit reporting agencies, please contact us and allow our dedicated staff and attorneys to evaluate your claim and explain how we can help.